Multiple Payment Options One Platform.

Customer Financing | Credit Card Processing

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Payment options you can offer

PrimeCreated with Sketch.

Prime*

Choose from a wide variety of lenders and financing plans to meet your customer needs

Prime graphCreated with Sketch.FICO SCORE NEEDED640 - 800+
SecondlookCreated with Sketch.

Second Look*

Customers with lower credit scores can also receive financing with our Second Look lender

second graphCreated with Sketch.FICO SCORE NEEDED500 - 670
CommercialCreated with Sketch.

Commercial

Commercial financing is available from our commercial lender for any business, any size

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Credit Card

Process credit card payments directly from Credit for Comfort powered by Clearent

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NEW FEATURE

Now offering
credit card processing

*Must be signed up to Credit for Comfort

With EasyLink, getting paid is a breeze.

Get paid for the job quickly!

Credit Card Processing

Rates
2.99
%
  • Plus 30 Cents per Transaction
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Competitive Rates

Choose from a wide range of competitive plans that fit both customer and business needs

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Digital Application

Forget about application paperwork. With Credit for Comfort the entire process is done online in minutes

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Live Tracking

Track your customer application status and get update alerts in real time

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More Payment Options

Choose from multiple residential & commercial lenders, or offer credit card processing

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Prime & Second Look

Give every customer a chance to finance their job with FICO scores down 500

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Any Device

Use our online platform from any device; desktop, iOS or Android

Commonly asked questions.

Credit for Comfort is an easy-to-use platform that gives contractors the ability to offer their customers financing plans from multiple residential and commercial lenders; plus, credit card processing powered by Clearent. 

Each of our lenders has different requirements: 

  • GreenSky requires you to have been in business a minimum of 1 year. 
  • Fortiva requires you to have been in business for a minimum of 2 years; and for your company to have made a minimum of $1 million dollars in annual sales. 
  • Ygrene (available in Florida, Missouri and California) requires that you have all required contractors and business licenses for the jurisdictions you operate, meet all program insurance requirements, including workers compensation and general liability insurance, have a satisfactory Better Business Bureau (BBB) rating or otherwise demonstrate an overall reputation for a high level of service and workmanship, have a satisfactory company and, if required, personal credit histories for company principals.

As long as you meet the requirements of at least one lender, you can apply. Your application will be automatically submitted to the lenders you are eligible for.

The Credit for Comfort platform is free to use. But, each residential finance partner has contractor fees. 

Rates depend on the available financing plans for each lender. 

  • With residential lender GreenSky, you choose the plans and associated merchant fees you want to offer customers. 
  • With residential lender Fortiva, rates will depend on customer FICO scores.
  • With commercial lender Marlin/PEAC, plans have no merchant fee, and customer rates will vary. 

You can book a demo with one of our team members who will walk you through the platform. Or if you are ready, go ahead and sign up.

Get started today.

Want to learn more? Book a demo