Easy to Use Financing for You and Your Customers

More options to win the job with multiple lending partners


Finance Commercial jobs at $0 cost to you!

Flexible financing and same day approvals help you close more and bigger jobs

Give your team the power to offer financing plans that meet individual customer needs under one app

  • Integrated Prime and 2nd look
  • Paperless application
  • Quick approvals down to 500 FICO Scores
  • Super prime to sub-prime options

Contactless experience that delivers peace of mind

With the Credit for Comfort app, your customers have the flexibility to apply:

Options for every contractor size

If you have been in business for a year or more, we have a financing solution to fit your needs

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What you get

Competitive Rates

Choose from a wide range of competitive plans that fit both your customers and your business needs.

Single Paperless Application

Forget about application paperwork. With Credit for Comfort the entire process is done online in minutes.

Live Application Status & Submision Alerts

Track your sales and financing offers plus get an email alert the moment your customers apply for financing so you can check if they've been approved and close those sales.

Ongoing Support

Our team will get you up and running fast and will support you every step of the way.

Integrated Prime & 2nd look

Our waterfall feature gives you more chances to close the deal.

Available on Any Device

Credit for Comfort is a web application that can be accessed from any device. Use it on your desktop, iOS or Android device.

Our lending partners

Greensky - Prime

Choose from fixed rate installment loans with low payments and promotional plans with no interest and no payments during the promotional period.*

*Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase balance is paid in full before the expiration of the promotional period

Fortiva - Second Look

Choose from competitive plans that fit both your customers’ and your business needs.

Marlin Capital Solutions

Flexible financing, same day approvals and no merchant fees


A multi-lender solution covering super prime to deep sub-prime options, CustomFin can drive your financing costs to $0!

Ygrene - PACE

Non-credit based PACE (property assessed clean energy) financing with no minimum FICO score required and eligibility based on home equity.

Only available in CA, FL & MO

“Our average ticket has improved considerably. It’s easy to use, fast and plans are flexible so they work for most people’s budget”

Linda Tappen

Office Manager, Dick's Air Conditioning & Heating

“Our conversion rates have improved tremendously and our average ticket is up 25%. Customers keep recommending us to their friends and call us because we offer financing”

Jay Villegas

Owner and Manager, Frontier A/C Heating & Refrigeration

“Not only has Credit for Comfort helped raise my average ticket by 30%, but our sales have increased as well. We are now at a 46% close rate.”

Michael Key


“Since using Credit for Comfort, I have closed 5 out of 5 deals and working on 10 more!”

Tony Geschwentner

Glassman Corporation

“We're one of the few small businesses to offer financing. Had a few customers reaching out just because they knew they could finance their purchase with us!”

Nilofar Moayyer

Quality air Experts llc

“Since the integration of Credit for Comfort with OnCall Air, I am able to sell higher tickets and get financing done even when I'm not with the customer. Very helpful during COVID19!”

Philip Aleo

Hopkins Air Conditioning

Start Offering Financing Today