Residential and Commercial Financing in One Easy to Use App

More options to win the job with multiple lending partners

Want to learn more? Book a demo


Offer a low 6.8% interest rate on a 5 year term and don’t pay any merchant fees….EVER

Total project costs covered and same day approvals help you close bigger jobs as businesses ramp up!

Residential Plans to Fit All Customers’ Needs

Commercial Financing with 0 Merchant Fees

  • Low 6.8% interest rate for 5 years
  • Upfront payments for qualified contractors
  • Total project costs including equipment, crane rental, duct work and installation
  • Paperless application and quick approvals
  • Possible Tax benefits for customers

Contactless experience that delivers peace of mind

With the Credit for Comfort app, your customers have the flexibility to apply:

Via email or text on their own device

Through their website

In the home on your device

What you get

Competitive Rates

Choose from a wide range of competitive plans that fit both your customers and your business needs.

Single Paperless Application

Forget about application paperwork. With Credit for Comfort the entire process is done online in minutes.

Live Application Status & Submision Alerts

Track your sales and financing offers plus get an email alert the moment your customers apply for financing so you can check if they've been approved and close those sales.

Ongoing Support

Our team will get you up and running fast and will support you every step of the way.

Integrated Prime & 2nd look

Our waterfall feature gives you more chances to close the deal.

Available on Any Device

Credit for Comfort is a web application that can be accessed from any device. Use it on your desktop, iOS or Android device.

“Our average ticket has improved considerably. It’s easy to use, fast and plans are flexible so they work for most people’s budget”

Linda Tappen

Office Manager, Dick's Air Conditioning & Heating

“Our conversion rates have improved tremendously and our average ticket is up 25%. Customers keep recommending us to their friends and call us because we offer financing”

Jay Villegas

Owner and Manager, Frontier A/C Heating & Refrigeration

“Not only has Credit for Comfort helped raise my average ticket by 30%, but our sales have increased as well. We are now at a 46% close rate.”

Michael Key


“Since using Credit for Comfort, I have closed 5 out of 5 deals and working on 10 more!”

Tony Geschwentner

Glassman Corporation

“We're one of the few small businesses to offer financing. Had a few customers reaching out just because they knew they could finance their purchase with us!”

Nilofar Moayyer

Quality air Experts llc

“Since the integration of Credit for Comfort with OnCall Air, I am able to sell higher tickets and get financing done even when I'm not with the customer. Very helpful during COVID19!”

Philip Aleo

Hopkins Air Conditioning

Start Offering Financing Today

Want to learn more? Book a demo now!