Credit for Comfort’s Commercial Financing.

Finance Commercial Jobs at $0 cost to you…Always!

Ready to get started? Apply Now!

Make it affordable for your commercial customers to make the equipment purchases they need

HVAC/R Commercial Lending that Works

Flexible financing and same day approvals help you close more and bigger jobs

Upfront payments

50-100% payment before installation for qualified contractors

Larger projects

Bundle equipment, crane rental, duct work, installation, and other equipment needs into one affordable payment

No cost or recourse

No merchant fees…simple!

Paperless application

In many cases, your customers will just need to fill out a simple application to get approved

Financing solutions for:

  • Religious institutions

  • Medical offices/facilities

  • Restaurants

  • Non-profit organizations

  • Educational institutions

  • Retail Shops

  • ….And more!

Integrated with OnCall Air

Integrated with OnCall Air

Marlin, recently acquired by PEAC, is a publicly traded (NASDAQ: MRLN) equipment finance company that specializes s in small business lending, with an entire team dedicated to commercial HVAC financing solutions.
There is no cost for you to offer commercial financing plans through Marlin/PEAC.
Depending on the payment plan that you’re approved for at the time of application, you can get 100% payment upfront, 50% advance payment or payment in full upon delivery and installation. All payments are typically made within 24 hours of agreement execution and/or installation via ACH.
To be approved by Marlin/PEAC, you must have been in business for 2 years or more. For anyone who has been in business for under 5 years or has under 10 employees, Marlin/PEAC generally asks for a personal guarantee; plus they typically look for a credit score in the range of 620 or higher. For businesses that are 5 years or older with 10 or more employees, Marlin/PEAC will generally make a business lending decision from companies’ Dun & Bradstreet report, where they’ll be looking for a comparable borrowing and that their bills have been generally paid close to on time, with a Paydex score of 60 or above.
Approval decisions can be instant but are typically made between 2-4 business hours.
You must book and complete your onboarding call with the Credit for Comfort team and get a walkthrough of how to offer commercial financing from the platform. Plus, you’ll also be contacted by a member of the Marlin/PEAC team to complete a brief training kick-off call.

Get started today.

Want to learn more? Book a demo