Commercial Financing Resource Center

PEAC Solutions is a publicly traded (NASDAQ: MRLN) equipment finance company that specializes s in small business lending; and has an entire team dedicated to commercial HVAC financing solutions.

There is no cost for you to offer commercial financing plans through PEAC Solutions.

Depending on the payment plan that you’re approved for at the time of application, you can get 100% payment upfront, 50% advance payment or payment in full upon delivery and installation. All payments are typically made within 24 hours of agreement execution and/or installation via ACH.

To be approved by PEAC, you must have been in business for 2 years or more.

• For anyone who has been in business for under 5 years or has under 10 employees, PEAC generally asks for a personal guarantee; plus they typically look for a credit score in the range of 620 or higher.
• For businesses that are 5 years or older with 10 or more employees, PEAC will generally make a business lending decision from companies' Dun & Bradstreet report, where they'll be looking for a comparable borrowing and that their bills have been generally paid close to on time, with a Paydex score of 60 or above.

Approval decisions can be instant but are typically made between 2-4 business hours.

You must book and complete your onboarding call with the Credit for Comfort team and get a walkthrough of how to offer commercial financing from the platform. Plus, you’ll also be contacted by a member of the PEAC team to complete a brief training kick-off call.