Credit for Comfort’s Commercial Financing

Finance Commercial Refrigeration Jobs at $0 cost to you…Always!

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Make it affordable for your commercial refrigeration customers to make the equipment purchases they need

 Commercial Refrigeration Lending
that Works

Flexible financing and same day approvals help you close more and bigger jobs

Upfront payments

50-100% payment before installation for qualified contractors

Larger projects

Bundle equipment, accessories, installation, maintenance and other equipment needs into one affordable payment

No cost or recourse

No merchant fees…simple!

Paperless application

In many cases, your customers will just need to fill out a simple application to get approved

Providing Financing solutions for:

Convenience stores
Cold storage warehouses

And their top-refrigeration equipment needs:

Walk-in Coolers & Evaporators

Reach-in Unit Coolers & Evaporators

Refrigeration Condensing Units

Air Cooled & Remote Condensing Units

Ready to get started? Apply Now

Integrated with OnCall Air

In the Foodservice Business?

Be sure to check out our handy booklet that shows you how to offer finance to your customers.

Top questions about commercial financing

What is PEAC Solutions?
PEAC Solutions is a publicly traded (NASDAQ: MRLN) equipment finance company that specializes s in small business lending; and has an entire team dedicated to commercial HVAC financing solutions.
How much does it cost me to offer commercial financing?
There is no cost for you to offer commercial financing plans through PEAC Solutions.
How do contractors get paid?
Depending on the payment plan that you’re approved for at the time of application, you can get 100% payment upfront, 50% advance payment or payment in full upon delivery and installation. All payments are typically made within 24 hours of agreement execution and/or installation via ACH.
What are the requirements to be eligible to offer financing through PEAC?
To be approved by PEAC, you must have been in business for 2 years or more.
  • For anyone who has been in business for under 5 years or has under 10 employees, PEAC generally asks for a personal guarantee; plus they typically look for a credit score in the range of 620 or higher.
  • For businesses that are 5 years or older with 10 or more employees, PEAC will generally make a business lending decision from companies' Dun & Bradstreet report, where they'll be looking for a comparable borrowing and that their bills have been generally paid close to on time, with a Paydex score of 60 or above.
How long does it take PEAC to process my application to offer commercial financing?
Approval decisions can be instant but are typically made between 2-4 business hours.
What happens once I’m approved to offer financing through PEAC?
You must book and complete your onboarding call with the Credit for Comfort team and get a walkthrough of how to offer commercial financing from the platform. Plus, you’ll also be contacted by a member of the PEAC team to complete a brief training kick-off call.

Top questions about refrigeration brands and products eligible for financing

Which commercial refrigeration brands can my customers finance?
Any brands that have a partnership with Baker, including top brands Bohn, Larkin, RDI Systems, Kramer, Copeland and Manitowoc.
What brand refrigeration equipment is eligible for financing?
Any refrigeration equipment in the following categories can be financed by Marlin through the Credit for Comfort app: Walk-in unit coolers & evaporators, reach in unit coolers & evaporators, refrigeration condensing units and air-cooled & remote condensing units. Plus any parts & accessories, supplies and testing & tools.

Start Offering Financing Today

Ready to get started? Apply Now