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With Credit for Comfort, your customers have the flexibility to apply however they choose:
- Via email or text on their own device
- Through your website
- In the home on your device
- Through OnCall Air’s sales platform
Financing Made Simple
Simple and easy to use financing for closing sales from anywhere.
Want to learn more? Book a demo now!
INTRODUCING CUSTOMFIN
Drive your financing costs down to $0
Get banks to compete to finance your jobs with approvals down to 500 FICO scores
Hassle Free Financing to Power your Sales Team
Provide your sales team and technicians with an easy way to offer different types of financing that meet a wider range of customer needs with a single-paperless application.
How does Credit for Comfort work?
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What you get
“Our conversion rates have improved tremendously and our average ticket is up 25%. Customers keep recommending us to their friends and call us because we offer financing”
Jay Villegas
Owner and Manager, Frontier A/C Heating & Refrigeration
“Not only has Credit for Comfort helped raise my average ticket by 30%, but our sales have increased as well. We are now at a 46% close rate.”
Michael Key
SBS-NC,LLC
“Since using Credit for Comfort, I have closed 5 out of 5 deals and working on 10 more!”
Tony Geschwentner
Glassman Corporation
“We're one of the few small businesses to offer financing. Had a few customers reaching out just because they knew they could finance their purchase with us!”
Nilofar Moayyer
Quality air Experts llc
“Since the integration of Credit for Comfort with OnCall Air, I am able to sell higher tickets and get financing done even when I'm not with the customer. Very helpful during COVID19!”
Philip Aleo
Hopkins Air Conditioning
Our lending partners
Greensky - Prime
Choose from fixed rate installment loans with low payments and promotional plans with no interest and no payments during the promotional period.*
*Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase balance is paid in full before the expiration of the promotional period
Fortiva - Second Look
Choose from competitive plans that fit both your customers’ and your business needs.
CustomFin
A multi-lender solution covering super prime to deep sub-prime options, CustomFin can drive your financing costs to $0!
Ygrene - PACE
Non-credit based PACE (property assessed clean energy) financing with no minimum FICO score required and eligibility based on home equity.
Only available in CA, FL & MO
Top questions from contractors
What are the minimum requirements to be eligible for financing?
Service Finance, our newest financing partner, requires only 1-year in business. Fortiva and Greensky require 2 years in business.
Additionally:
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- Service Finance requires you're licensed in the state or jurisdiction you do business in and have good trade credit references.
- Fortiva requires a minimum of $1 million in annual sales.
- Green Sky requires you to be able to accept credit card payments.
- Ygrene (available only Florida & California): Must have all required contractor and business licenses for the jurisdictions in which you operate, meet all program insurance requirements including workers compensation and general liability insurance, have a satisfactory Better Business Bureau (BBB) rating or otherwise demonstrate an overall reputation for a high level of service and workmanship, have satisfactory company and, if required, personal credit histories for company principals.
Is Credit for Comfort a financing company?
No. Credit for Comfort isn’t a bank or a lender, it’s an application that brings multiple financing partners under one platform.
Does using Credit for Comfort cost me money?
No. Using the Credit for Comfort app is free. However, each financing partner may have contractor fees based on the chosen financing plans. Keep in mind that, in the case of GreenSky, payment is processed like a credit card so your standard processing fees apply.
What are your rates?
Rates vary based on your chosen financing plans. We offer a wide range of rates to fit your business model. Fortiva’s rates vary depending on a customer’s credit score. Final rate sheets will be provided at the end of a demo call. You can schedule one here.
How do I apply for financing?
In order to apply, you must schedule a demo call with one of our Credit For Comfort representatives. Once the call is completed, you will be sent a form, which has all the necessary fields to get your application started with each one of our financing partners.
Start Offering Financing Today
Want to learn more? Book a demo now!