Financing Made Simple

Simple and easy to use financing for closing sales
on the first visit

More Approvals & Higher Tickets

Close more jobs by making it affordable for your customers to get what they need

Quick Approval Decisions

Streamline your sales process and get financing decisions in seconds

Better experience

Text or email your customers their application so they can fill it out at their convenience


Hassle Free Financing to Power your Sales Team

Provide your sales team and technicians with an easy way to offer different types of financing that meet a wider range of customer needs with a single-paperless application.


Offer your customers peace of mind with Easylink

Send your customers their application via email or text letting them fill out their sensitive information on their own device while you keep control over the sales process.

How does Credit for Comfort work?


Watch the video


What you get

Competitive Rates

Choose from a wide range of competitive plans that fit both your customers’ and your business needs.

Single Paperless Application

Forget about application paperwork. With Credit for Comfort the entire process is done online in minutes.

Live Tracking

Track your sales and financing offers so you can follow up and close more sales.

Ongoing support

Our team will get you up and running fast and will support you every step of the way.

Integrated Prime & 2nd Look

Our waterfall feature gives you more chances to close the deal.

Available on Any Device

Credit for Comfort is a web application that can be accessed from any device. Use it in desktop, iOS or Android.

“Our conversion rates have improved tremendously and our average ticket is up 25%. Customers keep recommending us to their friends and call us because we offer financing”

Jay Villegas

Owner and Manager, Frontier A/C Heating & Refrigeration


Our lending partners

*Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase balance is paid in full before the expiration of the promotional period

Only available in CA, FL & MO


Top questions from contractors

What are the minimum requirements to be eligible for financing?
Service Finance, our newest financing partner, requires only 1-year in business. Fortiva and Greensky require 2 years in business. Additionally:
    • Service Finance requires you're licensed in the state or jurisdiction you do business in and have good trade credit references.
    • Fortiva requires a minimum of $1 million in annual sales.
    • Green Sky requires you to be able to accept credit card payments.
    • Ygrene (available only Florida & California): Must have all required contractor and business licenses for the jurisdictions in which you operate, meet all program insurance requirements including workers compensation and general liability insurance, have a satisfactory Better Business Bureau (BBB) rating or otherwise demonstrate an overall reputation for a high level of service and workmanship, have satisfactory company and, if required, personal credit histories for company principals.
As long as you are eligible for at least one of these programs, you can still apply and take advantage of our competitive rates. Your application will only be submitted to the partners you are eligible for.
Is Credit for Comfort a financing company?
No. Credit for Comfort isn’t a bank or a lender, it’s an application that brings multiple financing partners under one platform.
Does using Credit for Comfort cost me money?
No. Using the Credit for Comfort app is free. However, each financing partner may have contractor fees based on the chosen financing plans. Keep in mind that, in the case of GreenSky, payment is processed like a credit card so your standard processing fees apply.
What are your rates?
Rates vary based on your chosen financing plans. We offer a wide range of rates to fit your business model. Fortiva’s rates vary depending on a customer’s credit score. Final rate sheets will be provided at the end of a demo call. You can schedule one here.
How do I apply for financing?
In order to apply, you must schedule a demo call with one of our Credit For Comfort representatives. Once the call is completed, you will be sent a form, which has all the necessary fields to get your application started with each one of our financing partners.

Start Offering Financing Today