One Platform
Multiple Payment Options.

Residential & Commercial Financing | Credit Card Processing

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Payment options you can offer

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Prime

Choose from a wide variety of lenders and financing plans to meet your customer needs

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Second Look

Customers with lower credit scores can also receive financing with our Second Look lender

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Commercial

Commercial financing is available from our commercial lender for any business, any size

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Credit Card

Process credit card payments directly from Credit for Comfort powered by Clearent

Your all-in-one Payment and Financing Platform.

Power your sales team by offering a wide range of payment options to your customers. From residential and commercial financing to credit card processing, Credit for Comfort offers a solution to all your business needs

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With EasyLink, getting paid is a breeze.

  • Send the EasyLink to customers via text or email.
  • They fill out their financing application or credit card information securely using their own devices.

Get paid for the job quickly!

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Competitive Rates

Choose from a wide range of competitive plans that fit both customer and business needs

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Digital Application

Forget about application paperwork. With Credit for Comfort the entire process is done online in minutes

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Live Tracking

Track your customer application status and get update alerts in real time

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More Payment Options

Choose from multiple residential & commercial lenders, or offer credit card processing

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Prime & Second Look

Give every customer a chance to finance their job with FICO scores down to 500

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Any Device

Use our online platform from any device; desktop, iOS or Android

Don't just take our word for it.

Hear why our customers love Credit for Comfort

"Our average ticket has improved considerably. It’s easy to use, fast and plans are flexible so they work for most people’s budget"
Linda TappenOffice Manager, Dick's Air Conditioning & Heating
Linda Tappen
"Our conversion rates have improved tremendously and our average ticket is up 25%. Customers keep recommending us to their friends and call us because we offer financing"
Jay VillegasOwner and Manager, Frontier A/C Heating & Refrigeration
Jay Villegas
"Not only has Credit for Comfort helped raise my average ticket by 30%, but our sales have increased as well. We are now at a 46% close rate."
Jason KeySBS-NC,LLC
Jason Key
"Not only has Credit for Comfort helped raise my average ticket by 30%, but our sales have increased as well. We are now at a 46% close rate."
Tony GeschwentnerGlassman Corporation
Tony Geschwentner
"We're one of the few small businesses to offer financing. Had a few customers reaching out just because they knew they could finance their purchase with us!"
Nilofar MoayyerQuality air Experts llc
Nilofar Moayyer
"Since the integration of Credit for Comfort with OnCall Air, I am able to sell higher tickets and get financing done even when I'm not with the customer. Very helpful during COVID19!"
Philip AleoHopkins Air Conditioning
Philip Aleo
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"Our average ticket has improved considerably. It’s easy to use, fast and plans are flexible so they work for most people’s budget"
Linda TappenOffice Manager, Dick's Air Conditioning & Heating
Linda Tappen
"Our conversion rates have improved tremendously and our average ticket is up 25%. Customers keep recommending us to their friends and call us because we offer financing"
Jay VillegasOwner and Manager, Frontier A/C Heating & Refrigeration
Jay Villegas
"Not only has Credit for Comfort helped raise my average ticket by 30%, but our sales have increased as well. We are now at a 46% close rate."
Jason KeySBS-NC,LLC
Jason Key
"Not only has Credit for Comfort helped raise my average ticket by 30%, but our sales have increased as well. We are now at a 46% close rate."
Tony GeschwentnerGlassman Corporation
Tony Geschwentner
"We're one of the few small businesses to offer financing. Had a few customers reaching out just because they knew they could finance their purchase with us!"
Nilofar MoayyerQuality air Experts llc
Nilofar Moayyer
"Since the integration of Credit for Comfort with OnCall Air, I am able to sell higher tickets and get financing done even when I'm not with the customer. Very helpful during COVID19!"
Philip AleoHopkins Air Conditioning
Philip Aleo
Previous
Next

Knowledge Center.

Commonly asked questions.

Credit for Comfort is an easy-to-use platform that gives contractors the ability to offer their customers financing plans from multiple residential and commercial lenders; plus, credit card processing powered by Clearent. 

Each of our lenders has different requirements: 

  • GreenSky requires you to have been in business a minimum of 1 year. 
  • Fortiva requires you to have been in business for a minimum of 2 years; and for your company to have made a minimum of $1 million dollars in annual sales. 
  • Ygrene (available in Florida, Missouri and California) requires that you have all required contractors and business licenses for the jurisdictions you operate, meet all program insurance requirements, including workers compensation and general liability insurance, have a satisfactory Better Business Bureau (BBB) rating or otherwise demonstrate an overall reputation for a high level of service and workmanship, have a satisfactory company and, if required, personal credit histories for company principals.

As long as you meet the requirements of at least one lender, you can apply. Your application will be automatically submitted to the lenders you are eligible for.

The Credit for Comfort platform is free to use. But, each residential finance partner has contractor fees. 

Rates depend on the available financing plans for each lender. 

  • With residential lender GreenSky, you choose the plans and associated merchant fees you want to offer customers. 
  • With residential lender Fortiva, rates will depend on customer FICO scores.
  • With commercial lender Marlin/PEAC, plans have no merchant fee, and customer rates will vary. 

You can book a demo with one of our team members who will walk you through the platform. Or if you are ready, go ahead and sign up.

Get started today.

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